We offer our clients individual major medical insurance with the Nations top health insurance Carriers such as Golden Rule, Fortis, John Alden, World, American National, New Era, and Humana to name a few. Our customers have options such as Dr. Co-pays, prescription drug cards and much more. We also offer basic major medical and high deductible plans in order to give you major coverage at an affordable price. Most all of our companies are in network with all hospital, Doctor Offices and clinics.

H.S.A. Plans (Health Savings Accounts)

Our H.S.A. Plans are still our best selling medical insurance plan. Built specifically for the small business owner, self employed and independent salespersons.

Take control of your health care spending by purchasing a high family deductible major medical at a lower than normal premium then take care of your "smaller" medical expenses yourself TAX FREE.

Health Savings Accounts offer you tax incentives such as 100% tax deductible contributions, tax deferred interest, and tax free money to cover medical expenses. You may use your Health Savings Account to pay for services usually not covered by insurance such as eye exams and dental services. Best of all the money you deposit in your H.S.A. is YOURS and does NOT belong to an insurance company. In addition the money you do not use rolls over each year giving you even more power how you spend your money on health care.

Sub-Standard Major Hospital

We offer major hospital plans to clients who do not qualify for mainstream coverage due to health reasons such as diabetes. This policy gives you the option of 3 deductibles and is a true $2,000,000 major hospital plan. Doctor and prescription co-pays may be added for additional premium.

We can also design a plan for our clients who are on a very strict budget, but still desire catastrophic insurance coverage.

Click on the quote button above for more information.